Mosaic Summary

Mosaic

Primary Objective Framework Method
Add diversified cross-asset exposure. Updated Permanent Portfolio architecture. Expand balance sheet while managing risk.

Framework Features

Sub-Objective Implementation
Multi-asset exposure Portable Alpha
Antifragile construction with minmized path dependency Nested ensembles. Simplify root level axioms while maximizing utility drawn from them. Diversification across assets and internal framework structure.
Resilience through regime shifts Nowcasting driven asset risk weighting based on growth and inflation.
Adaptability and alignment with new paradigms Trend overlays and market confirmation in series with nowcasting
Consensus decision hierarchy embeds emergent convexity and trend. Rebalancing between uncorrelated sleeves harvests variance and mean reversion. Consensus decision hierarchy that embeds emergent convexity and exposure to trend. Rebalancing between uncorrelated sleeves to harvest variance and mean reversion.
Actively manage risk Portfolio-level risk testing and dynamic drawdown control.
Modular construction Signals, assets, and managers, can plug in to the consensus hierarchy. Open external interface for communication with outside systems.

Benefits

Manager Benefit Managers do not have to consider retirement glidepath or impact of withdrawals.
Portfolio Benefit Centralized coordination which manages cross-asset correlations, leverage levels, drawdown control, rebalancing, and the general array of portfolio-level maintenance.

Meta Level Priorities

Objective Manage withdrawals and retirement glidepath above and beyond optimizing for geometric compounding.
Implementation Risk engine that optimizes against risk of ruin, takes into account sequencing risk, and accounts for the negative reflexivity of fixed withdrawals

Secondary Priority

Secondary Priority

Generate cash flow to blunt withdrawal impact.

Secondary Features

Income generating overlays.

  • Manageable risk outlay.
  • Ability to unwind within 2 minutes.
  • Uncorrelated returns to market beta.

Overlay Summary

Pod Function Duration
Pod 1 VRP harvesting, long vega structuring 1–2 weeks
Pod 2 VRP harvesting, term structure roll-down 2–8 weeks / medium term volatility regimes
Pod 3 VRP harvesting, tactical 1–4 weeks
Pod 4 Single name front contract decay harvesting 1–5 days
Pod 5 Earnings positioning front-run, long vega structuring 1–4 weeks